Matriks Perbandingan Praktek Perbankan Syariah di Beberapa Negara
| Keterangan | Indonesia | Sudan | Malaysia |
| Kapan Dimulainya
Bank Islam |
Tahun 1992 ditandai dengan beroperasinya Bank Muamalat Indonesia | Ditandai dengan adanya Faisal Islamic Bank of Sudan (1977) | Tahun 1983 ditandai dengan lahirnya nya Bank Islam Malaysia Berhad (BIMB)
Sebelumnya juga dikeluarkannya Islamic Bank Act (1983) |
| Compliance
(Kepatuhan Ke- pada Prinsip Sya riah) |
More than
Malaysia |
Fully Islamized | Menjadikan
Islamic Economics, Finance, and banking salah satusebagai alat untuk meninkatkan economic growth of Malaysia |
| Stability (Kestabilan Sistem dan Manfaat Bagi Perekonomian) | As long as
Murabaha More Dominant Than PLS, The Benefits For Economy As a whole are Less.
|
Loan to Deposit Ratio (around 40%) indicates no pressure on the whole Banking System, and a high level of liquidity to respond shocks | As long as
Murabaha More Dominant Than PLS, The Benefits For Economy As a whole are Less. |
| Financing (Pembiayaan) | Pembiayaan terbesar adalah pembiayaan murabahah yaitu sebesar lebih kurang 55% | Murabahah declined from 53% in 1996 to 50% in 1999 further to 30% in 2000. Musharakah increased from 30,8% in 1999 to 42% in 2000. Mudarabah increased from 4,1% in 1999 to 6% in 2000, Bai al-salam increased from 5,1% in 1999 to 15,8% in 2000 | Pembiayaan terbesar perbankan Islam di Malaysia yaitu Bai Bithaman Ajil (BBA) sebesar 32% dari total pembiayaan |
Ref:
- Huda, Nurul dan Zulihar. 2000, Perbandingan Lembaga Keuangan Islam Indonesia dan Malaysia, Volume 1 Nomor 2, November 2010, 138
- Mohsin, Magda Ismail Abdel. 2005. The Practice of Islamic Banking System in Sudan, Journal of Islamic Cooperation 26 (4) page 27-50
About Hidayat Sofyan Widjaya
PERSONAL DETAILS
Full Name : Hidajat Sofyan
City/Date of Birth : Jakarta/7 Maret 1959
Gender : Male
Marital Status : Married
Address : Pedurenan Masjid 5 RT/RW: 06/04 Karet Kuningan Setiabudi, Jaksel.
Telp/fax : 021-7434913/ 0215228460, 0215222645
Mobile Phone : 08128228443
Email Address : sofyantabligh2001@yahoo.com
sofyan@perbanas.id
WORKING EXPERIENCE
Position Company Periode
English Teacher New York English Course March’85 – Nov’86
Lecturer Indonesian University Oct’90 – March 92
Lecturer Perbanas Business School Oct’87 – Now
Executive Secretary Center of Research and Community Development Perbanas School of Economics 1994 - 1997
Manager Center of Research and Community Development Perbanas School of Economics 1997 - 2000
Chief of Committee Al Arief Masjid Building Construction 2002 - 2003
Guest Lecturer CISFED 2011-now
Board of Advisor CISFED 2014-now
Member of Board of Expert The Indonesian Association of Islamic Economist 2015-now
Dean Faculty of Economics and Business 2015-now
FORMAL EDUCATION
School/University Faculty Discipline Degree Year
Trisakti Economy Islamic Economics & Finance Doctor (S3) January 2008 –April 2014
Indonesian Pasca Sarjana International Management Master (S2) Oct 1988- Oct1989
Indonesian Economy Management Bachelor(S1) 1978 - 1986
ORGANIZATION EXPERIENCE
Organization Dates From To Position
Masyarakat Ekonomi Syariah (MES) 2009 - now Member
Pengajian Rutin Masyarakat Ekonomi Syariah Trisakti (MAESTRI) 2011 - now Coordinator
Dewan Kemakmuran Masjid Al arief Perbanas 2003 - now Coordinator
Campus Journal PQR 2008 - 2009 Writer
Center of Research and Community Development Perbanas School of Economics 1994 - 1997 Executive Secretary
Center of Research and Community Development Perbanas School of Economics 1997 - 2000 Manager
Center of Research and Community Development Perbanas School of Economics 2014-2014 Secretary
The Indonesian Association of Islamic Economist of Trisakti University 2011-2015 Chief of Board of Sharia
Faculty of Postgraduate Program 2014 - 2015 Dean
PT BPR Citra Artha Sedana 2014 - now Advisor Management
The Indonesian Association of Islamic Economist 2015-now Member of Board of Expert
Faculty of Economics and Business 2015-now Dean
INTERNATIONAL CONFERENCE, SEMINAR AND COURSES
Type of Courses Institution Periode Description
Reflection Perbanas School of Economics 2001 Academic Staff Reflection
Seminar Perbanas School of Economics 2002 Professionalism in Global Era
Seminar Perbanas School of Economics 2004 STIE Perbanas Menghadapi Abad 21
Conference and Exhibition Perbanas School of Economics, etc 2006 Asia Pacific Conference & Exhibition on Banking Technology
Seminar Masyarakat Ekonomi Syariah 2007 National Seminar of Sharia Management
Panel Discussion Perbanas School of Economics 2007 Bankers’ Panel Discussion and Seminar
Training Perbanas School
Of Economics 2008 SEM Training
Seminar Perbanas School
Of Economics 2008 Finacial Crisis of Global Capital Market
Conference Surabaya Perbanas School
Of Economics 4th – 8th November 2008 SEAAIR Conference
Conference International Islamic University Malaysia (IIUM) 2008 International Islamic University Malaysia (IIUM) International Accounting Conference IV
Gathering Bank of Indonesia 2009 Inter-University Gathering
Pelatihan LPPM Unika Atma Jaya 21 April 2010 Penulisan Jurnal Nasional Terakreditasi
Kick –off the Program UGM and ABFII Perbanas 5-9 April 2010 Program of Strengthening The Finance Sector of Indonesia
Short Course International Islamic University Malaysia (IIUM) 22nd-26th Nov. 2010 Islamic Capital Market, Islamic Banking
Workshop TU Delft, UGM and ABFII Perbanas 16 – 25 June 2010 Mathematical Finance
International seminar Trisakti University, etc. 7th-8th January 2011 Tauhidi Mthodology
International Conference I S T E C, Paris 21st May 2015 Case Study of Indonesian Capaital Market
PAPER
Karakteristik SDM Syariah
Menuju Perbankan Syariah Berstandar Internasional: Studi Komparatif
The Subprime Mortgage Crisis: Islamic Economics Perspective
Sejumlah Kendala dan Tantangan Fiqih Manajemen Risiko Perbankan Syariah dalam Rangka memenangkan Kompetisi Global
Komposisi dan Struktur Penguasaan Pasar Modal Indonesia
Inter-relationship Between Large Sectors And State-Owned Enterprises, Case Study of Indonesian Stock Market, Period of January 2007-December 2014.
The Effect of Theta Variable Before and After of Screening Process to Every Changes of Price and Volume of Jakarta Composite Index, Application of TSR Method
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